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54 lines
3.0 KiB
HTML
54 lines
3.0 KiB
HTML
<!DOCTYPE html>
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<html>
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<title>ISPMT Function</title>
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<h1>ISPMT Function</h1>
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<p>The <b>ISPMT</b> function is one of the <a href="../UsageInstructions/InsertFunction.htm#financial" onclick="onhyperlinkclick(this)">financial functions</a>. It is used to calculate the interest payment for a specified period of an investment based on a constant payment schedule.</p>
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<h3>Syntax</h3>
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<p><b><em>ISPMT(rate, per, nper, pv)</em></b></p>
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<p>The <b>ISPMT</b> function has the following arguments:</p>
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<table style="width: 40%">
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<tr>
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<th style="background-color: #f4f4f4" width="150ch"><b>Argument</b></th>
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<th style="background-color: #f4f4f4"><b>Description</b></th>
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</tr>
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<tr>
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<td><b><em>rate</em></b></td>
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<td>The interest rate for the investment.</td>
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</tr>
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<tr>
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<td><b><em>per</em></b></td>
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<td>The period you want to find the interest payment for. The value must be from <b><em>1</em></b> to <b><em>nper</em></b>.</td>
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</tr>
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<tr>
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<td><b><em>nper</em></b></td>
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<td>A number of payments.</td>
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</tr>
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<tr>
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<td><b><em>pv</em></b></td>
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<td>A present value of the payments.</td>
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</tr>
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</table>
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<h3>Notes</h3>
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<p>Cash paid out (such as deposits to savings) is represented by negative numbers; cash received (such as dividend checks) is represented by positive numbers. Units for <em>rate</em> and <em>nper</em> must be consistent: use N%/12 for <em>rate</em> and N*12 for <em>nper</em> in case of monthly payments, N%/4 for <em>rate</em> and N*4 for <em>nper</em> in case of quarterly payments, N% for <em>rate</em> and N for <em>nper</em> in case of annual payments.</p>
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<p><a href="../UsageInstructions/InsertFunction.htm#applyfunction" onclick="onhyperlinkclick(this)">How to apply</a> the <b>ISPMT</b> function.</p>
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<h3>Examples</h3>
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<p>The figure below displays the result returned by the <b>ISPMT</b> function.</p>
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<p><img alt="ISPMT Function" src="../images/ispmt.png" /></p>
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</div>
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</body>
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</html> |